What is a CEDIF?

A Community Economic Development Fund (CEDIF) is an initiative of the Province of Nova Scotia to spur economic development. There are a number of benefits to investing in a CEDIF, including the opportunity to invest locally and encourage economic growth in Nova Scotia, as well as tax advantages.

Investments in CEDIFs can be from your current RRSP holdings or through a new RRSP investment and may be eligible for Provincial Equity tax credits against your NS Income Taxes Payable, with 35% of the amount of your investment available as a credit in the first year, and up to 65% of your investment over the longer term, if the CEDIF meets certain conditions. If it’s through a new investment, you may be eligible to receive the regular tax deductions from an RRSP contribution. Find out more here.



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